Does Homeowners Insurance Cover Roof Damage from Fallen Trees
While trees can create excellent curb appeal for your home, they are a hazard during significant storms. Most insurance policies cover roof repairs or replacement from falling limbs or trees. But you need to ensure the tree damage wasn’t caused by neglect on your part.
You’ll need to prove your case if you’re dealing with an insurance adjuster who won’t offer you coverage because of neglect. The best way to ensure coverage is to understand the process and educate yourself on the steps you must take as a homeowner to protect your roof. Let’s discuss the insurance process regarding roof damage from fallen trees.